Holiday Blues?
The holidays are winding down and the Christmas season is over. Now as the New year emerges, I have a question to my readers. Do you have financial regrets over you holiday spending? Many people spent reasonably for the holidays. Some did so because they are tired of being indebted to the credit moguls. Many more did so because they could not get any more credit or they feared the current economic situation.
Hopefully, you are one of the ones who are sick and tired of owing credit card companies your paycheck. If you over spent and now are overwhelmed, it is time to slap yourself a little, admit to your mistakes, and take the bull by the horn. Make 2009 the year you bust loose from the credit trap that you were lead to believe was the normal way of life. Wake up call! You do not have to live in debt to live. By delaying pleasure now, you can be debt free and live a whole new life where you are in control of your personal finances and not the other way around.
If you are holiday blues because of overspending, I am here to tell you that I have been there and done that. It is time to step up and work like a tornado to pay off those debts and swear off on living beyond your paycheck. Sit down and write out a budget and start paying off debts from smallest to largest. Cut everything out that is not a need and see where you stand. You should spend everything you make on paper. Starbucks is out, home cooking is in. You can do it and I am here to guide you. If you have a question, I am here to help. If you need a little guidance, ask and i will do my best to answer. I am still fighting the debt monster and together, we can send the leaches who feed on society packing.
Happy New Year and may 2009 be the year you take your money back and become the CEO of your personal finances.
Tags: Debt, holiday, money, personal finances, spending
December 31st, 2008 at 6:52 pm
This could be the best New Years resolution a person could take up. Debt of all types has got this country in the mess we are in.
December 31st, 2008 at 7:25 pm
You are so right. It is sad that the people we voted for as leaders are the ones leading the nation right into debt. If only Congress would join me and many other in becoming debt free!
Thanks for the comment. The blog is new and you are the first comment! Happy New year!
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March 14th, 2010 at 4:16 pm
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March 15th, 2010 at 3:01 am
Thanks for the advice. Will put it to work. Tom
March 18th, 2010 at 1:47 pm
Seems that you are completely right!!11 I will quote this in my private forum to argue with people…
March 21st, 2010 at 3:18 am
outstanding post! great advice, will take on board!
March 21st, 2010 at 5:47 pm
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April 2nd, 2010 at 9:06 am
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April 8th, 2010 at 4:28 am
@Markus I get your drift on where you were going there. I often think of my past and use it as a means to analyze where I am and where I want to get to. Where I struggel is balancing it all out. How do you guys balance things out?
April 8th, 2010 at 10:04 am
thanks !! very helpful post!